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Understanding all of the benefits you may be eligible to receive

When you are unable to work, it is a significant financial setback for your family. How can you support yourself and your loved ones if you are not able to hold a job? How can you pay for your daily needs and your health care if you are not earning an income? These are pressing questions, and if you are asking them, you could be eligible for disability benefits.

Eligibility for disability benefits through the Social Security Administration depends on your current health status, your physical capabilities and how long you expect your medical condition to last. The problem is, eligibility can be a tricky thing, especially when you may also be eligible for other types of benefits as well. If you think you may qualify for disability benefits in addition to other types of support, you may find it beneficial to seek help as you navigate these important matters.

What do you need to know?

Social Security benefits exist for the support of individuals who are unable to keep gainful employment due to a physical or mental condition. This condition will last for at least one year or last for the rest of the person's life. The eligibility requirements are strict, which is why it is important to make sure that other types of support you are getting do not interfere.

Managing your benefits well and knowing which types of benefits are best for your situation is crucial for your financial well-being. There are a few different types of benefits available through the SSA, including the following:

  • Disability benefits – You are probably most familiar with these benefits, both the Supplemental Security Income programs and the Social Security Disability Insurance program. The right program for you depends on income and work history.
  • Retirement benefits – Once you retire, you may be eligible for some disability benefits through the Social Security Administration if you paid into the system while you worked.
  • Spousal benefits – You may be eligible for these if you have been married for at least 10 years or were married for at least 10 years before divorcing your spouse. You may be able to claim benefits based on his or her work history.

Knowing what you are eligible for is important, especially if you could be eligible for multiple things at once. An assessment of your case with an experienced Mississippi disability attorney can prove helpful. You will also benefit from having assistance as you apply for disability benefits and pursue the support you need.

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